Do this immediately if you are exposed to a new fraudulent method by making a wrong transfer

Jakarta, CNBC Indonesia – There is a new mode of fraud that is disturbing the public. In fact, this has also become the focus of the Financial Services Authority (OJK).

OJK Chief Executive for Supervising the Behavior of Financial Services Business, Education and Consumer Protection, Friderica Widyasari Dewi, revealed that the method of fraud that occurs is usually when the perpetrator pretends to make a wrong transfer.

He said the victim of this method suddenly received a transfer of funds into an unknown account. Then, the victim is contacted that a transfer has occurred and must make a reverse transfer or must pay the debt. Worse yet, some are also asked to pay large interest rates.

“If it's like that, the tip we can give is to report it, don't use funds that then suddenly go into the person's account, then collect evidence of the wrong transfer, such as screenshots from cellphones, WA messages, etc. Ask for a receipt. from the police, then report it to the bank, request to hold the funds, not block the account,” said Kiki at the press conference for the Monthly Board of Commissioners Meeting in December 2023, quoted Thursday (23/5/2024).

Furthermore, if they are contacted or approached by a debt collector, people are expected to be calm and not panic and tell them never to apply for these funds.

Kiki also explained that the mode of offering financial fraud continues to emerge due to the public's need for funding. Illegal lending methods are increasingly mushrooming, because according to him, people do not yet have digital financial literacy.

Regarding illegal investment offers, Kiki explained that there were several contributing factors. Such as, casino mentality, peer pressure, and fear of missing out (FOMO).

“We see in society what is called a casino mentality, where people want to make profits quickly without paying attention to risk factors. Then there are also pressure factors from the social environment such as peer pressure not wanting to miss out on opportunities or fear of missing out on investment opportunities. often it is fraud,” he concluded.

[Gambas:Video CNBC]

(dce)